Anytime anybody offers me something with points, I just don't do it. Points are evil. I don't do credit cards anymore.
Basically my conclusion is points exist to disguise a person is wasting their time and money on a concept. like at work, I have this dude that is always bugging me about shit. I'm like "dude, if you weren't so focused on your points, you'd realize it only means an extra .60cents an hour".